This is a safe place to have open discussions, bounce ideas and share advice. While our community is a valuable resource for advice and discussion, it’s important to remember that any guidance offered here is general and high-level. We encourage you to consider the advice provided, but ultimately, decisions should be made based on your own judgment. We accept no liability in respect of the information and provide no assurances that it is suitable for your specific situation and needs. By participating in this forum, you agree to indemnify us and acknowledge that the information provided is used at your own discretion.